You give your time, energy, attention, education, skills, and experience in exchange for money from your employer or clients. These are the same things that I offer you in the mentoring relationship and, like you, I do not offer them for free.
Since money is you converted into another form, where you spend your money is where you invest yourself. If you do not want to pay for my services then you are not invested in what mentoring has to offer to you.
You automatically spend your limited resources (time, energy, money) on what you value. If you feel that you want mentoring but you think that you cannot afford my fee, then look at where you spend your disposable income (what is left over after paying for necessities like shelter, food, transportation, medicine, etc.) and see where you can cut back to pay for mentoring. If you do not want to cut back on any of your luxuries, interests, hobbies, or forms of entertainment for mentoring then you do not really value it and you would not get much out of it.
If you are a retiree or are disabled and on a limited, fixed income that truly does not allow for much disposable income I will work with you at a reduced fee. Please be honest with me about your financial situation. The mentoring relationship will not work without honesty.
If you are currently unemployed or underemployed and cannot pay for mentoring then it is not the appropriate time for you to invest in a mentoring relationship. I will be happy to work with you when you have the income to pay for my services.